Pacific Life Insurance No-Exam Underwriting Guidelines
Pacific Life Insurance No-Exam Underwriting Guidelines
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Do you qualify for a no-medical exam life insurance from Pacific Life? Take a look at Pacific Life's no-exam underwriting guidelines and overview:
- Ages: 18-70
- Up to $3 million for PL Promise term life insurance policy
- Up to $2 million for PL Promise GUL coverage
- All health classes available
- Must have had a physical with labs within the past 12 months for ages 50-70
- Must have had a physical with labs within the past 18 months for ages 18-49
About Pacific Life:
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- A+ Superior Rated by A.M. Best
- Founded 1868
- J.D. Power ranking: 799
- $1.3 trillion life insurance inforce
Term Life Insurance
- 10, 15, 20, 25 or 30-year fixed premiums
- Conversion option
- Accelerated death benefit rider
- Monthly, quarterly, semi-annual or annual monthly payments
Permanent Life Insurance
- $25k up to $3 million policies available
- GUL (No-lapse guaranteed universal life insurance)
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