Best No-Exam Life Insurance Policies for Physicians

Find the best life insurance policies for physicians without having to undergo a medical exam. Protect your loved ones with coverage that allows for high coverage amounts. Skip the hassle and get covered quickly with our top-rated life insurance companies.

The nation's best no-exam life insurance companies for physicians offer:

• No-exam coverage up to $3 million for physicians up to 70 years old*
• Instant-decision possible up to $3 million for those that qualify
• Highly rated insurers that have been in business 60-150+ years
• Companies that never failed to pay a valid claim
• Conversion option to permanent life insurance at no-cost
• Accelerated death benefit rider included at no-cost
• 10, 15, 20, 25 or 30-year level terms
• Universal life insurance fixed to age 121 years old up to $2 million

Physicians are very busy and often do not have time for a life insurance medical exam. This is why so many physicians choose a no-exam policy from one of our 14 no-medical life insurance companies that we represent. The best part is the no-exam life insurance policies are at the same exact rates as with the exam.

Physicians can shop our no-exam life insurance polices from the following companies: Pacific Life, Symetra Life, Banner Life, Prudential, Penn Mutual, SBLI, Lincoln Financial, Ameritas, Assurity, Nationwide and others. Instant quotes are available with our no-exam life insurance rate calculator. 

*No-exam life insurance up for ages 50-70 must have had a physical with labs in the last 12 months